Payments - Insurance and Rates

Payment

Are you tired of not getting a straight answer when asking about medical costs?  Are you annoyed by the fact that you can “shop around” for the best value for other services but the prices for physical and mental health services are often elusive?  Wellness Matters is committed to transparency and fair pricing for services.  Wellness Matters caters to busy people who value privacy, recognizing that some people may prefer not to have their insurance companies notified when they are receiving services.  Whether you prefer to bill insurance or pay cash, Wellness Matters is committed to providing transparent prices and affordable services.  Please see the “Rates” sections below for our rates and discounts that are available for self-pay clients. 

Insurance

Wellness Matters is contracting with most public and private insurance companies  If your insurance company is not listed below, please contact us to find out if we are currently contracted with your insurance company.

We are currently contracted with many insurance companies including:

  • Aetna
  • Blue Cross Blue Shield
  • Cigna
  • Health Partners
  • Preferred One
  • U Care

Wellness Matters recognizes that many people have very high deductibles. Unfortunately, many insurance companies prohibit discounting patient’s out-of-pocket expenses.  For this reason, we set our rates as low as possible.  If you anticipate difficulty in paying your bill due to a high deductible, Wellness Matters will work with you to set up a payment plan that works for you.  As discussed below in the “Sliding Fee Scale” section, Wellness Matters offers deep discounts to qualifying uninsured clients.  Additional discounts for seniors may be available, based on need and circumstances.

 

Legal Tender 

Wellness Matters LLC accepts cash and all major debit/credit cards for co-pays and services. Our HIPPA-compliant health record system also securely stores card information for conveniently billing at midnight on the night that the service is provided.

 

Uninsured Clients

Since there are significant administrative savings to Wellness Matters LLC if we don’t have to bill your insurance company, we pass  along the cost savings to you.  Uninsured self-pay clients are also encouraged to refer to the Sliding Fee Discount below to see if you are eligible for an additional discount.  Self-pay clients are required to have a debit or credit card on file that will be automatically be charged the same day of service.  Cash payment at the time of service is also accepted.

2023 Rates:

SERVICE

CPT CODE

Essentia

Sanford

Wellness Matters Regular Rate

Wellness Matters Self Pay Rate

Mental Health (MH) Diagnostic Assessment  

 

90791

 

 

$328

Requested on 11/4/19 – declined to share  

 

$300

 

 

$240

53 – 60 Minute

MH Therapy Session

 

 

90837

 

 

$324

Requested on 11/4/19 – declined to share  

 

$250

 

 

$200

38 – 52 Minute MH Therapy Session  

 

90834

 

 

$216

Requested on 11/4/19 – declined to share  

 

$185

 

 

$150

16 – 37 Minute MH Therapy Session  

 

90832

 

 

$162

Requested on 11/4/19 – declined to share  

 

$125

 

 

$100

Group Therapy 90853 $63 Requested on 11/4/19 – declined to share $50 $35
Family/Couples MH Therapy (Patient not present)  

 

 

90846

 

 

 

$230

Requested on 11/4/19 – declined to share  

 

 

$250

 

 

 

$200

Family/Couples MH Therapy (Patient present)  

 

90847

 

 

$232

Requested on 11/4/19 – declined to share  

 

$250

 

 

$200

Wellness Matters LLC neither implies nor guarantees that such reimbursement requests will be honored by the insurance company. 

Sliding Fee Scale for Uninsured Clients

Wellness Matters LLC recognizes that employment benefits often do not include health insurance and purchasing it on the open market can be cost prohibitive.  To make Wellness Matters services affordable, we provide significant discounts when household income is verified to be less than or equal to 200% of the Federal Poverty Guidelines (FPG).  Eligibility is based on a properly completed Sliding Fee Discount application and review of financial documentation verifying household income and family size. The Sliding Fee Discount application can be obtained from Wellness Matters staff.

Upon receipt of the completed Sliding Fee Discount application and required income documentation, Wellness Matters staff will review the information to determine where your household income falls on the Federal Poverty Guideline chart.  If it is determined that your household income is less than or equal to 200% of the FPG, you will be eligible for discounts on most services (excluding Diagnostic Assessments, groups, and Rule 25/Substance Use Assessments):

  • 0 – 100% of the FPG may pay 20% of the Self Pay Rate.
  • 101% – 138% of the FPG may pay 40% of the Self Pay Rate.
  • 139% – 150% of the FPG may pay 50% the Self Pay Rate.
  • 151%- 200% of the FPG may pay 70% the Self Pay Rate.
  • 201%= of the FPG will pay the Self Pay Rate

Tap here to call Wellness Matters LLC at (218) 616-1276 for more information

Sliding Fee Discount:

 

 

 

SERVICE

 

0 to 100% of FPG

 

101% to

138% of FPG

 

139% to

150% of FPG

 

151% to 200% of FPG

Mental Health (MH) Diagnostic Assessment  

 

$40

 

 

$80

 

 

$100

 

 

$140

53 – 60 Minute

MH Therapy Session

 

 

$30

 

 

$60

 

 

$75

 

 

$105

38 – 52 Minute MH Therapy Session  

 

$20

 

 

$40

 

 

$50

 

 

$70

16 – 37 Minute MH Therapy Session  

 

$15

 

 

$30

 

 

$38

 

 

$53

Group Therapy $4 $20 $20 $20
Family/Couples MH Therapy  

$30

 

$60

 

$75

 

$105

Wellness Matters rates LLC and the Sliding Fee Discount rates will normally be reviewed annually.

https://medicaid.ms.gov/wp-content/uploads/2014/03/CommunityMentalHealthCenter.pdf

Self-pay patients will have a debit or credit card on file that will be automatically charged the same day of service.  Cash payment at the time of service is also accepted.

 

How do I determine if I might be eligible for the Sliding Fee Discount? 

To qualify for the Sliding Fee Discount, you must show proof of gross income for all immediate family members in your household.  Gross income is all income from all sources before taxes. Please contact Wellness Matters staff for a Sliding Fee Discount Application if you believe that you will qualify AND you do not have insurance or are choosing not to bill insurance.

 

2022 Federal Poverty Guideline Chart (Coverage Year 2023)
# in Household 0% to

100%

of  FPG

101% to 138%

of FPG

139% to 150%

of FPG

151% to 200%

of FPG

1 $13,590 $18,754 $20,385 $27,180
2 $18,310 $25,268 $27,465 $36,620
3 $23,030 $21,781 $34,545 $46,060
4 $27,750 $38,295 $41,625 $55,500
5 $32,470 $44,809 $48,705 $64,940
6 $37,190 $51,322 $55,785 $74,380
7 $41,910 $57,836 $62,865 $83,820
8 $46,630 $64,349 $69,945 $93,260

For households with more than 8 individuals, add $4,720 for each additional person.

The information above is drawn from the “Yearly Guidelines and Thresholds 2023.”

http://www.healthreformbeyondthebasics.org/wp-content/uploads/2017/11/REFERENCEGUIDE_Yearly-Guidelines-and-Thresholds_2019.pdf

 

Coaching

Wellness Matters offers coaching as an option for those instances where people want more support or coaching but do not want and don’t need mental health treatment.  Coaching services are available in such areas as career development, couple’s communication, parenting, co-parenting, spirituality, health/wellness, and personal development/improvement.  Coaching clients will have a debit or credit card on file that will be automatically charged prior to the coaching session. Coaching sessions are available for $90 per 50 minute session.

Wellness Matters provides services without regard to a person’s race, color, sex, national origin, disability, religion, sexual orientation, or gender identity.

Tap here to call Wellness Matters LLC at (218) 616-1276 for more information

For more information about Wellness Matters, please see About Us – Wellness Matters.

Tap here to request an appointment online